New Information for the 2024-2025 Plan Year
- Per IRS guidelines in 2024, the deductible for the High Deductible Health Plan (HDHP) will increase to $1,600 for single coverage and $3,200 for 2-person or family coverage.
- Effective July 1, 2024, preventative dental services will now be covered at 100% and the maximum annual per-person benefit will increase to $2,000.
Disclaimer
Coverage
USU's dental insurance is provided by Regence Blue Cross Blue Shield and covers preventive, basic, and major dental care, including the following: examinations, fillings, x-rays, prosthetics, and orthodontics.
Treatment Category | Examples of Service | Plan Pays* |
---|---|---|
Preventive | Cleanings, examinations, x-rays | 80% |
Basic | Periodontal services, endodontic services, emergency and other basic dental services | 80% |
Major | Bridges, crowns, inlays, onlays, dentures, implants, orthodontics | 50% |
Summary of Dental Benefits and Coverage / Summary of Dental Benefits and Coverage (Spanish)
*Limitations and exceptions apply, please reference the Summary Plan Description.
Full-time Employees (30 hours + per week) Dental Premiums
Salary Range | Single | Two Party | Family |
---|---|---|---|
All | $11.24 | $22.48 |
$36.53 |
Part-time Employees (less than 30 hours per week) Dental Premiums
Salary Range | Single | Two Party | Family |
---|---|---|---|
All | $19.18 | $36.32 | $61.63 |
Maximum Benefits
Maximum benefit on orthodontics is $1,500 per person per lifetime.