Dental Insurance Coverage & Premiums

New Information for the 2024-2025 Plan Year
  • Per IRS guidelines in 2024, the deductible for the High Deductible Health Plan (HDHP) will increase to $1,600 for single coverage and $3,200 for 2-person or family coverage.
  • Effective July 1, 2024, preventative dental services will now be covered at 100% and the maximum annual per-person benefit will increase to $2,000.

Disclaimer
This website is not intended to replace or interpret any program’s Summary Plan Description (SPD), and any differences between this website information and the actual SPD are unintentional and non-binding. For final benefit questions, such as plan coverage, please refer to the SPD which can be linked from this website. The SPD, not this website, will be followed for all claim determinations.

Coverage

USU's dental insurance is provided by Regence Blue Cross Blue Shield and covers preventive, basic, and major dental care, including the following: examinations, fillings, x-rays, prosthetics, and orthodontics.

Treatment Category Examples of Service Plan Pays*
Preventive Cleanings, examinations, x-rays 80%
Basic Periodontal services, endodontic services, emergency and other basic dental services 80%
Major  Bridges, crowns, inlays, onlays, dentures, implants, orthodontics 50%

Summary of Dental Benefits and Coverage  / Summary of Dental Benefits and Coverage (Spanish)

*Limitations and exceptions apply, please reference the Summary Plan Description.


View Dual Dental Information

Full-time Employees (30 hours + per week) Dental Premiums

Salary Range Single Two Party Family
All $11.24 $22.48

$36.53


Part-time Employees (less than 30 hours per week) Dental Premiums

Salary Range Single Two Party Family
All $19.18 $36.32 $61.63

Maximum Benefits
Maximum benefits per person per contract year is $1,500.
Maximum benefit on orthodontics is $1,500 per person per lifetime.

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