Utah State University is making enhancements to the Utah State University 401(a) Retirement Plan, the Utah State University 403(b) Tax-Deferred Annuity Plan, and the Utah State University 457(b) Deferred Compensation Plan, offering investment options, services and tools that can help you plan for your retirement savings goals. These enhancements will begin in May 2024.
Introducing the MyTRACK Models
This new service automatically manages your investments, making it easier for you to stay on track with your retirement goals. These model portfolios will be the new plan default investment option, replacing the current TIAA-CREF Lifecycle Funds. Depending on your current investments, you may be automatically enrolled in this service as part of the plan enhancements.
New accounts for some participants
You may be enrolled in a new type of plan account with TIAA, depending on how you are currently invested.
New investment options
Utah State University and HUB International (HUB), an independent investment advisor, carefully selected a range of investments, including some with lower costs.
Retirement plan investment advice
You can continue to receive advice on the investment options from a HUB financial advisor and a TIAA financial consultant. TIAA offers investment advice online, by phone, and through advice sessions with a TIAA financial consultant on campus or virtually. The advisors from HUB International are available to support you in your retirement planning decisions. You will work with a Certified Financial Planner® who is a fiduciary and independent from our plan provider. They will have a broad range of expertise in financial topics ranging from investments, retirement plans, Social Security and Medicare decisions, taxes and estate planning. You can schedule a virtual appointment at a date and time that works for you or an in-person meeting on campus.
Informational events
Attend a virtual group seminar to learn about the changes.
Manage your account
Schedule an investment advice session
To schedule an appointment on campus, please contact Zac Huish, M.S., CAIA®, CFP®, MPAS®, APMA®, CRPS®, NQPA™, Senior V.P. of Wealth Management.
TIAA individual advice meetings will take place May 1, 2, 29, 30 and June 25, 26, 27 on campus
Nathan Garner, Financial Consultant
To schedule a one-on-one advice session, call TIAA at 800-732-8353, weekdays, 6 a.m. to 6 p.m. (MT), or visit TIAA's website.